Drunk Driving Insurance Abilene Texas TX
Reader’s Question:
I got charged of a DUI and will be losing my license in Abilene, Texas. I recently bought a new vehicle and must keep full coverage insurance on it. Is there an insurance that I can get on this car for the time that my license is revoked, so others can drive it for me?
Jerome
Abilene, TX
It can be hard if not impossible to get insurance while your license is revoked or suspended. Once an insurance provider finds out that your license is revoked or suspended your policy typically is canceled.
If there is another person that has registered or co-owns the vehicle with you, they might be able to obtain insurance in their name for the car until your license is reinstated. If not, then the finance company can get “force” insurance, where they take out insurance on the car to protect their asset (the car) however it might not be enough to cover others driving the car.
If you are able to obtain a restricted license, while still serving your DUI penalty, then normally an insurance provider will be able to insure you and your car.
To have a someone be insured to drive your vehicle might be possible through certain insurance providers. Check if this is possible in your situation by obtaining a free car insurance quote here.
Tags: auto insurance, DUI insurance
Non Owners SR22 Insurance Amarillo Texas TX
Filed under: Cheap TX insurance, TX car insurance, Texas Non owner insurance, Texas SR22
Reader’s Question:
The insurance coverage on my car has lapsed. It is not not insured at all currently. My friend has a non-owners auto insurance policy with the sr-22. Can my friend drive my vehicle legally with only the non-owners insurance, or is my car required to have its own insurance policy if it is to be driven? I’m in Amarillo, Texas.
James
Amarillo, TX
According to Texas state law, which is the same to most states, every owner and driver of a vehicle must maintain financial responsibility (insurance). If your friend got involve in an accident that was their fault the car’s insurance (thus you as the owner) would be primary. If the car did not have insurance the individual hit could go after you, the owner, personally for the cost of repairs, medical, etc.
Your friend’s non-owner SR22 will be secondary on whatever car he or she drives. So your friend will have to make sure that the car has auto insurance on it as well.
Tags: auto insurance, non owners insurance, sr22 car insurance