Auto Insurance Claim Harlingen Texas TX
Reader’s Question:
I am married and I would like to know if its required to have my husbands name on the policy. We have two vehicles and only my name is on the car insurance on both vehicles. If an accident happens, does it go against my driving record only? We live in Harlingen Texas.
Meyer
Harlingen, TX
If you are married normally you would want both spouses’ names to be on the auto insurance policy. It may be up to the car insurance company’s procedures but if both you and your husband will be driving the cars then both of you will most likely need to be on the insurance policy. If your name is listed as the policyholder on both insurance policies then your husband would need to be listed as a driver for the vehicles.
If your were to buy an auto insurance policy in the future and you are excluded, then your accident most likely will not affect him. But, with a comprehensive claim some insurance company may consider it as an insurance claim for the household – even if you are not listed on the insurance policy as a driver. You may consult your insurance carrier on how they will handle this type of situation.
Tags: auto insurance claims
