Reader’s Question:

Can you have more than one car insurance policy on one car in Houston, Texas?

Marla

Houston Texas

Yes, it is possible to have more than one car insurance policy in Houston TX on one car if there are two different person that want to buy insurance for one vehicle. But, finding insurance carriers that would permit this “duplicate” coverage will likely be not easy.

Insurance guidelines vary so you would have to verify with different insurance carriers to check if you can find one that allows what you want. This type of double insurance on a car is not typically necessary and may go against insurer underwriting guidelines, since hopefully one policy would be able to cover all the motorists of the car.

So while it might be possible to have more than one motor vehicle insurance policy on a car in Texas it might be hard to find an insurance company or insurance carriers that would permit this since normally one auto insurance policy is typically all that is needed to cover a car and its drivers.