Reader’s Question:

Where do I acquire an SR-22 certificate in Texas? Does my insurance carrier already have copies?

Sara

El Paso, TX

When you get at least the minimum auto insurance coverage that the state of Texas is requiring of you to get and maintain then the insurance provider will fill out the SR-22 form and file it with the state on your behalf. Not all insurance providers file the SR22, form of financial responsibility, so you will need to be sure the insurance carrier you obtain your car insurance policy with does offer the filing of the SR22.

An insurance agent in Texas can provide you the actual SR22 form, or it will be mailed to you with your policy documents. Each state has various form requirements, typically though it is a pink form that has your name, policy number, etc. It is used in the drivers license office to show proof that you have the state’s minimum liability insurance. The insurance company will also manually or electronically file with the DMV an acknowledgment that you have the SR-22. If you are shopping for auto insurance and need to file an SR-22 with the state be sure to tell any insurance company you get quotes with so you can verify they do offer this SR22 service.